Legal Advice

Identification and Ownership

In compliance with Article 10 of Law 34/2002, of July 11, on Information Society Services and Electronic Commerce, the Owner provides its identification data.

Owner: Elisabet Ruiz Dotras Trade Name: Elisabet.RD Tax Identification Number (NIF): 7761399F Address: 08037 – Barcelona Email: info@elisabetrd.com Website: www.elisabetrd.com Social Activity:


The purpose of the services provided on this website is as follows:

  • Provide information on content related to the company’s activities.
  • Manage the subscriber list for the distribution of exclusive content, free or paid training activities, as well as commercial prospecting.
  • Sale of own and third-party services.
  • Organization of online events.
  • Manage the affiliate network and sales representatives, as well as their payment management. Terms of Use

The use of the website grants you the status of User and implies full acceptance of all clauses and conditions of use included on the following pages:

  • Legal Notice
  • Privacy Policy
  • Cookie Policy

If you do not agree with each and every one of these clauses and conditions, please refrain from using this website.

Access to this website does not, in any way, establish a commercial relationship with the Owner.

Through this website, the Owner provides access to and use of various content that the Owner or its collaborators have published through the Internet.

In this regard, you are obligated and committed NOT to use any of the contents of the website for illegal purposes or in a manner prohibited by this Legal Notice or by current legislation, detrimental to the rights and interests of third parties, or that may in any way damage, disable, overload, deteriorate or prevent the normal use of the contents, computer equipment, or documents, files, and all kinds of content stored on the Owner’s computer equipment or contracted by the Owner, other users, or any Internet user.



The Owner reserves the right to remove any comments that violate current legislation, are detrimental to the rights or interests of third parties, or, in the Owner’s opinion, are not suitable for publication.

The Owner shall not be liable for the opinions expressed by users through the comment system, social networks, or other participation tools, in accordance with the applicable regulations.


Security Measures

The personal data provided to the Owner may be stored in automated or non-automated databases owned exclusively by the Owner, who assumes all technical, organizational, and security measures to ensure the confidentiality, integrity, and quality of the information contained therein, in accordance with current data protection regulations.

However, you should be aware that the security measures of computer systems on the Internet are not entirely reliable, and therefore the Owner cannot guarantee the absence of viruses or other elements that may cause alterations to computer systems (software and hardware) or electronic documents and files contained therein, even though the Owner takes all necessary measures and implements appropriate security measures to prevent the presence of such harmful elements.


Personal Data

You can consult all the information regarding the processing of personal data collected by the Owner on the Privacy Policy page.



The Owner has obtained the information, multimedia content, and materials included on the website from sources it considers reliable. However, while reasonable measures have been taken to ensure that the information contained is accurate, the Owner does not guarantee that it is exact, complete, or up-to-date. The Owner expressly declines any responsibility for errors or omissions in the information contained on the pages of this website.

The transmission or sending of illegal or illicit content, computer viruses, or messages that, in general, affect or violate the rights of the Owner or third parties is strictly prohibited through the website.

The content of the website is for informational purposes only, and under no circumstances should it be used or considered as an offer for sale, a request for an offer to purchase, or a recommendation to carry out any other transaction, unless expressly stated.

The Owner reserves the right to modify, suspend, cancel, or restrict the content of the website, the links, or the information obtained through the website, without prior notice.

The Owner is not responsible for any damages that may arise from the use of the information on the website or the content contained on the Owner’s social media channels.


Cookie Policy

You can find all the information regarding the collection and processing of cookies in the Cookie Policy page.

The Owner only obtains and retains the following information about visitors to the website:

  • The domain name of the Internet service provider (ISP) and/or the IP address that gives them access to the network.
  • The date and time of access to the website.
  • The Internet address of the link that directed them to the website.
  • The daily number of visitors to each section.

The information obtained is completely anonymous and can in no way be associated with a specific and identified User.


Links to Other Websites

The Owner may provide access to third-party websites through links, solely for the purpose of informing about other sources of information on the Internet where you can expand on the data offered on the website.

These links to other websites do not imply, under any circumstances, a suggestion or recommendation for you to visit the destination web pages, which are beyond the control of the Owner. Therefore, the Owner is not responsible for the content of linked websites or the results you may obtain by following the links.

Likewise, the Owner does not endorse or assume any responsibility for links or linked websites located on the websites to which access is provided.

The establishment of the link does not imply the existence of relationships between the Owner and the owner of the site where the link is established, nor the acceptance or approval by the Owner of its content or services.

If you access an external website from a link found on this website, you must read the privacy policy of the other website, as it may be different from that of this website.


Intellectual and Industrial Property

All rights are reserved.

Access to this website is subject to the following conditions: reproduction, permanent storage, and dissemination of the contents or any other use with a public or commercial purpose is expressly prohibited without the prior express written consent of the Owner.


Right of Exclusion

The Owner reserves the right to deny or withdraw access to the website and the services offered without prior notice, at its own request or that of a third party, to users who fail to comply with any of the conditions of this Legal Notice.



If you have any questions about these Legal Conditions or would like to make any comments about this website, please send an email to [include your contact email].


Sales and Contracting Conditions

Before contracting any of the services or info-products available on www.elisabetrd.com, it is important to read these conditions and the terms that apply to the provision of the services offered here.

These conditions may be modified at any time. It is your responsibility to read them periodically, as the conditions in effect at the time of entering into each Contract (as defined below) or, in the absence of this, at the time of using the website, will be applicable.

The services and info-products offered are only available to legal entities and individuals who are at least 18 years old.

The contracting process will follow the following steps:

Electronic contracting of financial empowerment programs:

  1. The user, after viewing the sales page of this service and, if necessary, contacting the company’s team, will proceed to make the purchase on the sales page.
  2. To do this, the user will fill in the requested data: identification data and payment data. Subsequently, they will provide their billing information in response to the confirmation email.
  3. After filling in the data, they will have to accept the terms and conditions and enter the credit card number to proceed with payment through the Stripe gateway, which complies with all security standards.
  4. Once this step is completed, the user will receive a purchase confirmation email, which will serve as proof of purchase. Subsequently, when they have provided the billing information, the invoice will be sent to them.
  5. Within a maximum of 10 days, access to the course will be granted, and in the following weeks, synchronous working sessions will be scheduled on the dates established between the start and end of the program.
  6. The contracting process will be conducted solely in Spanish, which will also be the language in which all documentation will be delivered.

We recommend that you keep a copy of these conditions at the time of purchase.

You can also contact us at info@elisabetrd.com if you prefer to make payment for the service via bank transfer.


Coaching and Mentoring Contracting

  1. The user, after viewing one of the sales pages of the mentioned services (Finpowerness Woman and Biz.Finlligent Woman) and having an individual interview with the company’s team, will express their interest in contracting either by phone or video conference or by emailing info@elisabetrd.com.
  2. The necessary data for payment by bank transfer will be provided by email. At that time, billing information will be requested by email. Once that information is provided, the invoice will be sent to the client as soon as possible.
  3. Within the first 15 days, an appointment will be scheduled between the client and the company for the first mentoring or coaching session, during which the procedure to be followed will be specified.
  4. The contracting process will be conducted solely in Spanish, which will also be the language in which all documentation will be delivered.

We recommend that you keep a copy of these conditions at the time of purchase.


Prices and Taxes

The prices applicable to each product and/or service are those indicated on the website on the date the order is placed, plus the corresponding VAT for transactions within Spanish territory, which is currently 21%.

Payment will be made in advance, 100%, and the services will be provided once the payment is confirmed.

For some services, depending on the amount of the service, the option to split the payment into 2 or more installments will be available.

The prices of the services and products may change at any time at the sole and exclusive discretion of Elisabet.RD. The services do not provide price protection or refunds in the event of price reductions or promotional offers.


Reasonable Use Clause

All implementation services are subject to a reasonable use clause. The definition of reasonable use is determined by Elisabet Ruiz Dotras (www.elisabetrd.com), at its sole and exclusive discretion. Clients whom Elisabet Ruiz Dotras (www.elisabetrd.com) considers to be abusing the contracted service will be contacted to establish the conditions of use on a case-by-case basis.

Elisabet Ruiz Dotras (www.elisabetrd.com) reserves the right to deny access to the contracted services to users who engage in activities that violate their code of conduct, such as:

  • Unauthorized dissemination of materials provided in the performance of the programs.
  • Engaging in activities that violate intellectual property rights.

The reproduction, modification, communication, or distribution, by any means, public or private, of the content provided to the client as a result of the contracted services is expressly prohibited.


Right of Withdrawal

Withdrawal is the ability of a consumer of a good to return it within a legal period without having to provide any explanation or suffer a penalty.

The characteristics of the services provided prevent the possibility of withdrawal in accordance with the cases provided for in Article 103 of Royal Legislative Decree 1/2007 and the Commercial Law for the following two reasons:

  1. Individual sessions and “tailor-made” training, coaching, or mentoring.
  2. Access to digital content of training programs involves access to sound or video recordings, as well as computer files, provided electronically, which can be downloaded or reproduced immediately for permanent use. Accessing the digital content through the unique access keys provided therefore implies the loss of the right of withdrawal.

However, the user will have a period of fourteen days to terminate the contract for the services contracted, provided they have not begun.

In that case, the right of withdrawal can be exercised by sending an email to info@elisabetrd.com requesting a refund of the amount paid and stating the reason for the withdrawal, which will be carried out within 30 calendar days from the date of such communication.


Limitation of Liability

The information and services included or available through this website may contain inaccuracies or typographical errors. Periodically, the Owner incorporates improvements and/or changes to the information contained and/or the services, which may be made at any time.

The Owner will not be responsible for any consequences, damages, or harm that may arise from the misuse of the products or services supplied.

The Owner will also not be liable for the failure to achieve the proposed objectives, as it is an external advisory service subject to multiple external variables, especially the individual’s behavior with their money, their training and dedication, their prior knowledge, and the correct implementation of the presented recommendations and advice.

The Owner will do everything possible within its means to help the Client achieve the jointly planned results. However, the Client must be aware that there are certain uncontrollable risks in the economy that cannot be predicted and that can directly impact the results of their finances.

The Owner does not declare or guarantee that the services or content will be uninterrupted or error-free, that defects will be corrected, or that the service or the server making it available will be free of viruses or other harmful components, without prejudice to the fact that the Owner makes every effort to avoid such incidents.

The Owner disclaims any responsibility in the event of interruptions or malfunction of the Services or content offered on the Internet, regardless of the cause. Likewise, the Owner is not responsible for network outages, temporary power outages, or any other type of indirect damage that may be caused by causes beyond the Owner’s control.

Before making decisions and/or taking actions based on the information included on the website, the Owner recommends verifying and contrasting the information received with other sources.


Applicable Law and Jurisdiction

This Legal Notice and the Sales and Contracting Conditions are governed in their entirety by Spanish law.

Insofar as there is no provision to the contrary, for any questions arising regarding the interpretation, application, and compliance with this Legal Notice, as well as any claims that may arise from its use, the parties agree to submit to the Judges and Courts of the province of Barcelona, expressly waiving any other jurisdiction that may correspond to them.