About me

Live without financial worries. Empower yourself financially!

I am Elisabet Ruiz Dotras, the creator of Elisabet.RD.

Professor, reseacher, coach, and international speaker.

My passion about continuous learning and personal growth has led me to this point in my life, where transforming your reality and empowering you financially is my life mission.

Just like you, I used to dream of not having to worry about money. However, there were always unforeseen expenses, and I couldn’t achieve financial freedom.

But I developed a method that allowed me to pay off my mortgage in less than half the time and have sufficient income to support a single-parent family.

I know what you mean if you say that:

I worry about my income when I retire: After years of working, I haven't been able to improve my situation, and I don't know what my retirement will be like.
I don't understand investments: I would like to invest my savings, but I don't understand finance, and everything seems too complex to me.
I am a business owner and my company's accounting books overwhelm me: I am unaware of which products or services are profitable and I lack a payment and income plan.

“

If managing your personal finances feels overwhelming, I am here to guide you towards financial peace of mind and independence.

Elisabet.RD

Meet me

I am a Doctor in Finance, coach and speaker. I have been working as a professor and researcher at various national and international universities over 30 years. I have published many articles and participated in conferences on finance and education. I have developed various books, courses and finance-related projects.

I am a regular contributor in media outlets including press, radio, television and social media, where I provide insights on financial and business topics.

During the 2008 financial crisis, many people lost all their savings. It was then that I realized that, if I truly intended to assist individuals in the financial realm, I needed to go further. I began researching financial education options and obtained a coaching certification.

This has enabled me to empower individuals by sharing knowledge, fostering healthy habits, and facilitating a transformative mindset shift.

My values

Honesty, respect, sincerity, simplicity and commitment are the values that govern my life, both personally and professionally. They are the compass that guides my decision-making and how I interact with others.

My great desire …

Empowering people, particularly women, to achieve financial freedom is my ultimate goal.

Throughout history, many of our female ancestors lacked economic independence, which greatly affected their lives.

Achieving financial security grants you freedom, lowers stress, and allows you to make your own choices.

You have the power to change the course of history. Let me guide you on your journey to financial empowerment.

My great challenge…

Reducing the gender gap in the financial and empowerment field is my major challenge. Numerous scientific studies have highlighted a gender disparity when it comes to financial knowledge, with men generally being better informed than women. The reasons behind this gap are not entirely clear and cannot be justified by household task specialization alone.

Let’s bridge this gender gap!

By empowering ourselves and financially educating our children, we can make significant strides towards equality and create a more inclusive financial landscape.

Dedicated to extraordinary people just like you

After years of research and experience in finance and coaching, I have created these programs that will help you empower yourself and acquire the necessary tools to transform your current reality.

PERSONAL FINANCES 360

For anyone looking to enhance their finances, increase their savings, overcome financial stress and achieve financial independence.

INVESTING WISELY

Designed for people willing to maximize their savings and grow their wealth, making confident and informed decisions.

10 insights to know me better

My hobby is learning new things.
My favorite readings are mainly about personal growth.
In my opinion, intelligence is measured by self-knowledge, not by knowledge of other things.
I believe that in life there are no failures, only opportunities to learn.
I have a perfectionist nature.

Being a mother is the most challenging thing I've ever done in my life.
I have lived in cities as diverse as Los Angeles and Hong Kong.
When I started teaching, I was the youngest in the class.
I meditate every day to find my inner peace.
I have 5 sisters and 2 brothers.